Building A Home
 
M&T's EasyBuild Construction Loan Program

Specializing in new construction financing, M&T Bank offers years of experience most lenders can’t. That means we can provide flexible financing solutions that help make building a new home easy and affordable.
 
M&T's EasyBuild Construction Loan Program features:

- A wide range of end loans including fixed rate mortgages, adjustable rate mortgages, bi-weekly mortgages and jumbo loans.

- Special financing for log & modular homes

- Permanent interest rate protection that provides peace-of-mind

- Lot Loans for when you’ve found the right place, but not the right home 

- A Mortgage Pre-Approval Program to help you determine how much you can afford

Certain conditions and restrictions apply. Programs subject to change or discontinuation without notice.


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Making Home Improvements

M&T’s MakeOver Mortgages

Are you interested in financing major home improvements?

With M&T’s MakeOver Mortgages you can turn your home into the home of your dreams with a single loan that combines mortgage refinance and home improvement financing all in one.

M&T’s MakeOver Mortgages allow you to enjoy:
 
- Not being limited by the equity in your home – Have you planned major home improvements only to learn their cost exceeds the amount of money available to you with a traditional home equity loan? With M&T’s MakeOver Mortgages, financing is based on the after-improved value of your home, so you’re not limited by the amount of equity you currently have available to you

- The ability to finance a wide range of home improvements including siding, windows, roofing, a new kitchen or bath, additions, landscaping and much, much more

- Low downpayments and low closing costs

- Short- and long-term fixed and adjustable rate mortgage options

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